Couple Subscriptions: Which Ones Should You Share to Save Money?

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Article written by

Alice

Updated on

September 24, 2026

Couple Subscriptions: Which Ones Should You Share to Save Money?

Existing subscription plans for two people

Service|Plan for two|Number of users|How it works
Microsoft 365 | Family or Premium | Up to 6 | Each person uses their own Microsoft account
Google One | Family Sharing-Compatible Plan | Up to 6 | Shared storage, personal files
Netflix | Standard or Premium, depending on the sharing method | Depending on the plan | Profile or separate account, depending on the sharing method
Deezer | Duo or Family | 2 or 6 | Separate accounts and music libraries
Proton|Duo or Family|2 or 6|Each member keeps their own Proton account
Nintendo Switch Online | Family | Up to 8 | Each member uses their own Nintendo Account
Le Monde | Couple or Family | 2 or 4 | Separate accounts depending on the plan
Duolingo|Super Family|Up to 6|Each member keeps their own account and progress
Strava|Family|Up to 4|Each member has their own account

Microsoft 365: A Family plan even if there are only two of you

Microsoft 365 does not offer a Duo plan. The Microsoft 365 Family plan allows you to add multiple users, each with their own Microsoft account and OneDrive space.

For a couple, this plan can therefore replace two individual subscriptions when both people need the Microsoft 365 apps and the associated storage. (Microsoft 365)

Google One: Share Storage Without Mixing Up Your Files

Google One lets you share certain plans with a Google family group. The group can include up to six people.

Storage is shared, but your Google Drive files and photos are not automatically visible to other members. The Family Group terms and conditions must also be followed. (Google)

Netflix: A Different Way of Operating

Netflix distinguishes between sharing within the same household and sharing with someone outside the household.

For someone who does not live in the household, Netflix offers anadditional subscriber option on certain eligible plans. This user has their own account, password, and profile. They must also comply with Netflix’s terms and conditions, particularly regarding country of residence. (Netflix)

Deezer: Duo or Family

Deezer offers a Duo plan designed for two accounts, as well as a Family plan that can include more users.

With Duo, everyone keeps their own account, playlists, recommendations, and listening history. (Deezer)

Proton: Duo for Two Users

Proton offers a Duo package for two people and a Family package for a larger group.

Each member retains their own account and can use the services included in the plan, including Proton Mail, Proton Drive, Proton VPN, and Proton Calendar. (Proton)

Nintendo Switch Online: A Family Plan

Nintendo does not offer a Duo plan. The Family Plan allows you to group up to eight Nintendo accounts into a single family group.

Each member uses their own Nintendo account to access the features included in the subscription. (Nintendo)

Le Monde: A Duo Package

Le Monde offers a Duo plan for two accounts, as well as a Family plan for more users.

This allows both people to have their own account and access the content included in their subscription plan. (Le Monde)

Duolingo: A Family Plan

Duolingo offers a Family Plan that can include up to six Super Duolingo accounts.

Each user keeps their own account, progress, and languages. This means that members do not need to share a single account. (Duolingo)

Strava: A Family Plan

Strava offers a Family plan that allows up to four people to join together.

Each member has their own account and uses their subscription through that account. Certain conditions apply, particularly regarding the country of residence. (Strava)

Subscriptions available at Spliiit

The offers provided directly by the departments and the offers available on Spliiit should not be confused.

On Spliiit, you can share an available spot in a compatible plan rather than each person signing up for a separate subscription. The marketplace lists the following services, among others (September 2026).

Service | Available at Spliiit| Sharing option | Applicable plan
Microsoft 365|Yes|Invitation|Family or Premium
Google One|Yes|Invitation|Plan compatible with Family Sharing
Netflix|Yes|Netflix Invitation|Plan eligible for an additional subscriber
Deezer|Yes|Invitation|Duo or Family, depending on the plan
Proton|Yes|Invitation|Duo or Family
Nintendo Switch Online|Yes|Invitation|Nintendo Family Group
Le Monde|Yes|Invitation|Compatible Plan
Duolingo|Yes|Invitation|Super Family
Strava|Yes|Invitation|Family Plan

The fact that a listing appears on Spliiit does not mean that a spot is available at all times. The listings shown depend on the subscriptions that owners choose to share.

Check out the subscriptions currently available on the marketplace Spliiit.

Public or private sharing: What's the difference?

Spliiit offers two ways to share a subscription.

‍Public sharing makes the listing visible on the marketplace. This is a good option when you want to offer a spot to another Spliiit user.
‍Private sharing does not appear on the marketplace. The " Owner " directly invites the people with whom they want to share their subscription. This is especially convenient when you've already found your co-subscriber.

Invitation or login credentials: it depends on the service

How it works depends on the shared service. For multiple subscriptions, the co-subscriber receives an invitation in their own account. This is the method typically used for services based on a family group or an invitation system.

Other services may operate differently, such as securely sharing login credentials with Spliiit. You should therefore verify the exact procedure before joining or making an offer.

Netflix : This is a special case; sharing is done through Netflix's additional subscriber system. The co-subscriber receives their own invitation and should not use the account holder's password.

How do I share a subscription on Spliiit ?

If you already have a compatible plan:

Log in to your Spliiit account and select " Suggest a subscription."
Select the service and plan that correspond to your subscription.
Select " Public " if you want to make the seat visible on the marketplace, or " Private " if you want to invite your co-subscriber directly.
Please indicate the number of available seats.
Follow the procedure specific to the service: invitation, adding to the family group, or another designated method.

Spliiit In particular, it asks Owner to offer a plan that truly matches its subscription and to comply with the terms and conditions applicable to the service.

Do you already have a subscription with an available spot? Check out the marketplace Spliiit to see what sharing options are available.

How should a couple split the cost of subscriptions?

Once you've chosen a plan, there are several ways to divide shared expenses.

A 50/50 split simply involves dividing each expense in half. It's the simplest method when both people use the subscriptions in a similar way.
Income-based sharing involves each person contributing according to their share of the couple’s income. This method can be used for all shared expenses or only for certain categories.

You can also combine the two: some expenses can be split equally, while others are divided based on income.

There are several apps that can help you track these expenses:

App|What is it for?|Main Function
Tricount|Joint Expenses|Expense Tracking and Balance Calculation
Couple Count | Couple Budget | Recurring Expenses and Custom Allocation
Spendee| Joint Budget | Shared Wallet and Budget Tracking
Splitwise| Group Expenses | Split Expenses and Track Reimbursements

Which plan should you choose for a two-person subscription?

The choice depends mainly on the number of people who will actually use the service. If a Duo plan is available, it is designed for two users. If the service only offers a Family plan, check the number of authorized members and the sharing terms before signing up.

And if you already have a multi-user plan with an available spot, sharing that spot on Spliiit could be another way to split the costs.

You can join an existing subscription or offer an unused spot directly on Spliiit.

FAQ on Couple Subscriptions

Can all subscriptions be shared between two people?

No. Sharing depends on the plan you've subscribed to and the service's rules.
An individual subscription does not automatically become shareable just because two people want to use it.

Duo or Family: Which Plan Should You Choose as a Couple?

When a service offers a Duo plan, it is designed for two users.
A Family plan may be appropriate when the service does not offer a Duo plan or when several people need to join the group.

Can " Spliiit " be used only with your spouse?

Yes. With private sharing, you can directly invite the person you want to share the subscription with. The offer is not posted on the marketplace. (Spliiit)

Should you share your password?

Not necessarily. Many services use an invitation system that allows each user to keep their own account. How it works depends on the service. (Spliiit)

How should a couple split up their subscriptions?

You can choose a 50/50 split, a split based on income, or a combination of the two. An expense-tracking app can then help you keep track of payments and reimbursements.