Netflix and Spotify: how to enjoy both without breaking the bank

Between movies and TV shows on one side, and continuous music on the other, Netflix and Spotify are among the most widely used subscriptions on a daily basis. The problem is that when you add up all the services (video streaming, music, games, cloud storage, apps, etc.), the monthly bill quickly adds up—especially when you pay full price for each subscription.

In this guide, we will look at:

• how to choose the right Netflix plan and the right Spotify plan based on your usage;
• official sharing options (multi-profile, family plans, etc.) and their limitations;
• how to avoid paying twice for the same needs (screens, quality, offline);
• and how to reduce the overall cost of Netflix and Spotify through co-subscription, without any DIY.

1) Netflix and Spotify: two different uses, but the same budget logic

Netflix meets a "big screen" need (TV, movies, series, profiles, sometimes offline on mobile). Spotify, on the other hand, accompanies everything else: work, sports, transportation, parties, Discord, connected speakers.

What they have in common:

• we often use them every day;
• We want them to be frictionless (quality, ads, device compatibility).
• and we end up keeping them "by default," even when we don't optimize them.

Before looking for a "trick," the real lever is to align your formula with your actual usage—then spread the cost when provided for in the offers.

2) Which Netflix plan should you choose if you also have Spotify?

Netflix is rarely chosen "at random." Ask yourself these four questions:

2.1. How many screens do you watch at the same time?

If you live alone and mainly watch on a single screen, you don't necessarily need a package that allows multiple simultaneous screens.
Conversely, as soon as several people are watching at the same time (couple, roommates, family), the question of screens becomes central.

2.2. What image quality is really useful?

4K is great... if you have:

• a 4K TV,
• a good connection,
• and frequent use on a large screen.

If you often watch on your smartphone/tablet, a more standard quality is more than sufficient.

2.3. Is offline use important?

Official downloads (on mobile/tablet, depending on the device) are very convenient for commutes, trips, and areas with poor network coverage.
If you download regularly, you are typically a "heavy" user: optimizing your budget makes even more sense.

2.4. Are your profiles well organized?

Even without mentioning sharing, many Netflix accounts are poorly configured:

• unnecessary profiles,
• people who disconnect,
• confusion about "who uses what."

A clean account = a smoother experience = less temptation to sign up for multiple subscriptions.

3) Spotify: free or Premium, individual or family?

Spotify is simpler: the big divide is Premium vs. free.

3.1. When Spotify Premium is really worth it

Spotify Premium is a good choice if you want to:

• listen without ads,
• download your playlists offline,
• choose your titles freely (without restrictions),
• improve comfort in cars, speakers, headphones, etc.

If you use Spotify all day long (at work, on public transport, while exercising), Premium is often "worth it" in terms of convenience.

3.2. Individual plan vs. family plan: how to decide

The family plan (when applicable to your situation) is a good option if several people around you use Spotify on a daily basis.
The right approach: how many people actually listen, and do you want to keep your recommendations separate (which is preferable).

4) The classic trap: paying full price for Netflix + Spotify, then adding other services

Very often, Netflix and Spotify are just the beginning. We add:

• a second video platform,
• a sports/wellness service,
• a learning app,
• an AI tool,
• from the online press...

The result: we end up with a "subscription" budget that exceeds a mobile phone plan—without having consciously decided to do so.

The simple method to regain control (in 10 minutes)

1. List all your digital subscriptions (video, music, apps, cloud, etc.).
2. For each one, note down: price, frequency of use, number of people involved.
3. Identify those that have multi-profile/multi-user options provided by the service.
4. Decide which ones deserve to be:
   • kept,
   • paused,
   • or optimized using a more suitable formula.

That's when Netflix and Spotify become an excellent duo... provided you don't pay for them twice for unused households/seats.

5) Reduce the cost of Netflix and Spotify: the simplest solution when you use them a lot

When you consume a lot of Netflix and Spotify, you want to avoid two extremes:

• pay full price "for simplicity's sake";
• or resort to unreliable methods (questionable accounts, changing usernames, unstable services).

The most sensible approach is to use what already exists: co-subscription.

Co-subscription: the principle, without the hassle

Rather than managing:

• transfers between friends,
• forgotten reimbursements,
• or awkward discussions every month,

A specialized platform such as Spliiit allows you to:

• offer an available spot on a subscription that you already pay for,
• join another user's subscription,
• and automate the distribution of payments in a controlled manner.

In practical terms, if you have Netflix and Spotify in your routine, co-subscription serves to reduce the cost per person when your plans and conditions allow it, while maintaining a stable experience (same apps, same features, no tinkering).

👉 To see how it works in practice, Spliiit explains the principle of co-subscription and allows you to join or offer subscription shares directly on their platform.

6) Netflix + Spotify: the "ideal" setup according to 3 profiles

Profile A: solo (daily use for music and TV shows)

• Spotify Premium: maximum convenience (no ads, offline listening, unlimited choice).
• Netflix: package designed primarily for use on a screen.
• Objective: avoid accumulating too many other subscriptions and optimize the ones that matter.

Profile B: couple/roommate (two parallel uses)

• Spotify: everyone has their own account to keep their recommendations.
• Netflix: be mindful of simultaneous screens and profiles.
• Objective: to structure accounts correctly, then allocate costs where possible using a supervised solution.

Profile C: family/household with multiple uses

• Spotify: organizing profiles is key (children's listening, playlists, history).
• Netflix: managing profiles, screens, and devices.
• Objective: to avoid paying twice if seats are available and included in the package.

7) Best practices to avoid problems (and maintain a stable experience)

• Use the official features (profiles, download options, quality settings).
• Avoid random "miracle" solutions: they often end up costing more (lost time, blocked accounts, security).
• Reserve your budget optimizations for clean methods: better formula, better organization, and supervised co-subscription when relevant.

FAQ – Netflix and Spotify

Is it possible to get Netflix and Spotify at a lower price without cheating?

Yes, by leveraging three specific factors: choosing the right plan, avoiding duplication (unnecessary screens/profiles), and distributing the cost when a plan allows it through clear and secure organization.

Do Netflix and Spotify offer joint packages?

In general, Netflix and Spotify are sold separately, but you can optimize your overall budget by managing all your subscriptions as a portfolio (rather than service by service).

Is Spotify Premium essential?

Not necessarily. If you don't mind ads and offline listening isn't important to you, the free version of Spotify may be enough. Premium makes sense when Spotify is used intensively (transportation, sports, work).

How can you avoid having multiple video and music subscriptions?

Conduct a simple audit: what you actually watch/listen to over a 30-day period. Often, one main service (Netflix) + one music service (Spotify) is enough, provided you optimize them properly.

Key points to remember

• Netflix and Spotify are a very common combination... and one that can be expensive if not optimized.
• The right approach: tailored formula + well-organized accounts + controlled overall budget.
• If you use these services a lot, co-subscription is the most logical option for reducing your bill without sacrificing convenience—and Spliiit is designed to simplify this distribution in a structured way.

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